Car Insurance - Careless Driving
Young drivers have long been made scapegoats when it comes to pinning the blame for motor accidents and driving-related offenses on a particular group.
To narrow it down further, the majority of the blame is placed at the feet of young male drivers under the age of 25 and in particular, those under 21.
In fact drivers in this age group were said to be responsible for 15% of all driving convictions, according to a recent survey. As a result car insurance premiums have risen dramatically in the last few years to match the increasing cost of young drivers for insurers.
The problem, it seems, comes down to irresponsibility on the part of some of the aforementioned drivers - with many magazines and websites encouraging performance modification to vehicles, the situation has become much worse.
Here are some damning statistics:
One in 3 young male drivers will write off their cars within the first year of driving, compared to half this amount in the case of young female drivers.
A quarter of "death by dangerous driving" convictions are of drivers under 20 years of age, even though this group accounts for only 3% of all drivers on the road.
Each year over half of those found guilty of driving without insurance were in the under-25's age group.
Unfortunately, insurers can only calculate the cost of car insurance premiums based on risk factor. As a result, the high accident rate of this age group means all young drivers are faced with similarly high premiums.
To ensure your policy is as cheap as possible you should look to buy a small car with an equally small engine, such as a Renault Clio, Ford Fiesta, Vauxhall Corsa or similar. It is best to avoid older cars with larger engines. They may cheap at the outset but to find young drivers car insurance on these vehicles will prove extremely costly as they are much heavier, less safe and cause more damage to other vehicles.
When looking for insurance online you may want to search for manufacturer specific insurance such as "Ford car insurance" as this may help narrow things down a bit and increase your chances of finding a better deal.
Car insurance premiums have risen steeply in the last few years and finding cheap young drivers car insurance can be difficult to say the least.
You can narrow things down a bit by searching for manufacturer specific car insurance such as "ford car insurance".
Florida Car Insurance - Getting Adequate Coverage At The Least Price
There are several things you can do to lower your Florida car insurance rates. Some of them you can do right away and some, you'd have to do over time...
Get The Right Car Insurance When Driving Abroad
Using you car when traveling abroad can be a great way to explore a new country. The freedom to go where you want, when you want offers unrivaled opp...
Car Insurance for Teenage Drivers
Teenage drivers are usually considered to be reckless drivers. According to the data provided by Insurance Institute for Highway Safety, teenage drive...
Car Insurance - Do I Absolutely Need It?
Of course you absolutely need car insurance and for a variety of reasons. First of all, in the UK it is a requirement to carry car insurance and has b...
Car Insurance Savings And Defensive Driving
There are very many ways you can make savings in car insurance. I have been writing on these ways lately. My focus will be on a skill that will help y...
How to Get Affordable Car Insurance in Florida
Whatever you do, don't try driving a car in Florida without insurance. The state of Florida keeps track of every vehicle registered in the state and ...
Factors That Influence Car Insurance Cost
These days it seems like the price for everything is rising. The cost of gas, the cost of food, even the car insurance cost has risen dramatically in ...
How to Save Money and Get Discount Car Insurance in Virginia
Car insurance can be very expensive, especially in Virginia. That's not surprising; one typical policy in Virginia can cost several hundred dollars a ...
How to Save Money and Get Discount Car Insurance in New Hampshire
New Hampshire is one of just a handful of states that does not require the majority of its citizens to purchase car insurance before driving on a stat...
Cheap California Car Insurance - Sure Ways To Get It
Getting cheap California car insurance is easy if you know what to do and where to look. Doing the following will ensure this...RAISE YOUR DEDUCTIBLE....
Cheap Car Insurance Online - How to Apply For Free?
Most people need cheap car insurance online with the right insurance company to get some savings on their hard-earned money. It is not an easy job to ...
How to Get the Best Rates on Car Insurance in New Hampshire
The way to get the best rates on car insurance in New Hampshire is to have a spotless driving record and to drive an older car or a car which is fully...
How to Get the Best Rates on Car Insurance in Michigan
Insurance companies in Michigan take several factors into consideration when they are setting the price for your car insurance rates. If you want to g...
Cheap Car Insurance Is There - Find It Out
Insurance is an important deal to protect what we have. We need insurance for that basic security of life and property. Your car is one among your che...
How to Get Cheap Car Insurance in New Hampshire
If you are a good driver the state of New Hampshire rewards you by not requiring that you purchase car insurance. New Hampshire is one of just a very...
Find Out Your Means And Apply For Cheap Car Insurance
If the high premium rates on car insurance has put you in a spot of worry, it is time to do a rethink on how you can help yourself to lower rates. You...
How to Get Affordable Car Insurance in New Jersey
Don't make the mistake of driving a car in New Jersey if you don't have car insurance. The penalties if you are caught are severe and will cost you a...
Cheap Car Insurance In Florida - 6 Things That Will Help You
If you really want cheap car insurance in Florida, then you have to ensure you have or do most of the following...MAKE SURE YOUR CAR HAS SAFETY AND SE...
How to Get Affordable Car Insurance in New Hampshire
New Hampshire is one of just a handful of states that do not require their residents to purchase automobile insurance. At least New Hampshire does no...
How to Save Money and Get Discount Car Insurance in Alabama
Alabama is serious about requiring every driver on a public road in Alabama to buy car insurance. That's why so many drivers are looking for ways to ...